Critical Financial Steps to Take Before You Retire – Chris Boyd and Jeff Perry discuss
a list of items that should be considered before you retire. On the top of the list is
figuring out what role working part-time will play after you retire from your fulltime
work. The conversation turns to Social Security planning and how it fits into the overall
retirement income puzzle. Jeff warns listeners of the impact of failing to plan for future
inflation. Chris shares his thoughts why it is so critical to identify your own retirement
income style before you retire and suggests that people should practice spending in the
context of your retirement budget. The last step people should take as they are
approaching retirement is to start structuring their portfolio for retirement. Chris
summarizes why all these items are critical to a successful financial plan. Please see
below links to two related articles reference in this podcast.
For more information or to reach Chris Boyd or Jeff Perry, click the below link:
https://www.wealthenhancement.com/s/advisor-teams/amr

https://www.morningstar.com/retirement/5-critical-financial-steps-take-before-you-retire

https://www.gobankingrates.com/retirement/planning/ways-retirees-can-be-better-
prepared-when-inflation-skyrockets/

Why Investors Missed Out on 15% – Chris Boyd and Jeff Perry open this episode with
an update on the opening of a new office location in Hyannis for the AMR Team. They
also discuss the recent Federal Budget deal and what it may mean after the November
election. Chris and Jeff next review a recent Morningstar article titled “How can
investors capture a greater share of their funds total returns in the future” (see link to the
article below). The dialogue shifts to an in-depth look at how behavioral and
psychological factors can harm investment performance. The conversation also includes
an overview of the financial principles of asset allocation, diversification, and
rebalancing.
For more information or to reach Chris Boyd or Jeff Perry, click the below link:
https://www.wealthenhancement.com/s/advisor-teams/amr

https://www.morningstar.com/personal-finance/fund-investors-who-kept-it-simple-
captured-more-return

10 Ways Retirees Can Be Better Prepared When Inflation Skyrockets – Jeff Perry
asks Chris Boyd about a recent news article that Chris was quote in. The
GoBankingRates article discusses how retirees can be prepared for inflation with forward
thinking and some simple financial strategies (see article at the link below). Topics
covered include Designing Your Retirement Portfolio Intentionally & Asset Allocation,
Delaying Social Security If You Can, Considering Part-Time Work, Not Chasing Income,
Revisiting Your Medicare Plan, Considering Downsizing or Relocating, Cutting
Overlooked Expenses, and the question of Should You Drop Your Life Insurance. Chris
closes out the podcast with a reminder of the upcoming College Planning webinar
scheduled for September 24th (see link below)

https://www.gobankingrates.com/retirement/planning/ways-retirees-can-be-better-
prepared-when-inflation-skyrockets/

For more information or to reach Chris Boyd or Jeff Perry, click the below link:
https://www.wealthenhancement.com/s/advisor-teams/amr

To register for our College Planning Webinar, click the link below:
https://attendee.gotowebinar.com/register/3777108755579750751

The Fed, Interest Rates, and the Market – Senior Portfolio Manager Brian Regan joins
Chris Boyd and Jeff Perry for a lively discussion about the recent interest rate cut by the
Federal Reserve. Chris asks Brian about the normalization of the yield curve and what it
may be telling investors. Brian also responds to Jeff’s questions regarding fixed income
investing and whether the utility sector remains attractive after recent gains. Chris closes
out the podcast with a reminder of the upcoming College Planning webinar scheduled for
September 24 th (see link below)
For more information or to reach Chris Boyd or Jeff Perry, click the below link:
https://www.wealthenhancement.com/s/advisor-teams/amr

To register for our College Planning Webinar, click the link below:
https://attendee.gotowebinar.com/register/3777108755579750751

Planning Retirement Income – Chris Boyd begins this episode with a reminder of the
upcoming webinar on college planning (see link below). Jeff Perry joins Chris to delve
into the complicated subject of planning income for your retirement. The discussion
starts with a review of how pensions and social security can serve as the base of
retirement income. The conversation turns to the different methods of sequencing
withdrawals from taxable and non-taxable accounts and the consideration of income
taxes. Other topics covered are Roth IRAs, owning the stock in a company you have
worked for, using dividends for income, issues with buying an annuity and required
minimum distributions.
For more information or to reach Chris Boyd or Jeff Perry, click the below link:

https://www.wealthenhancement.com/s/advisor-teams/amr

To register for our College Planning Webinar, click the link below:

https://attendee.gotowebinar.com/register/3777108755579750751

What’s moving the markets now? The stock market has felt a bit like a rollercoaster
lately. Join Chris Boyd and Jeff Perry as they discuss the issues impacting the markets.
Topics include the seasonality of the stock market, the November election, potential of a
government shut down, economic reports of the CPI, PPI, and unemployment, and the
upcoming decision by the Federal Reserve on interest rates. Also, Chris and Jeff opine
on the recent Presidential debate and share their thoughts about the questions they wish
had been asked by the moderators. Chris reminds listeners of the upcoming webinar on
college planning (see link below).
For more information or to reach Chris Boyd or Jeff Perry, click the below link:

https://www.wealthenhancement.com/s/advisor-teams/amr

To register for our College Planning Webinar, click the link below:

https://attendee.gotowebinar.com/register/3777108755579750751

Mail Bag (release on 9/12/24) – In this episode, Chris Boyd and Jeff Perry dig into the
Team AMR Mail Bag and discuss questions and issues from clients and listeners. In a
fast-paced and sometimes humorous conversation, Chris and Jeff handle questions related
to SIPC coverage, Social Security Survivor benefits, how Social Security fits into a
comprehensive financial plan, seeking a second opinion on retirement planning, and super-funding a 529 plan. In addition, Jeff and Chris discuss their upcoming College
Planning Webinar (see link below).
For more information or to reach Chris Boyd or Jeff Perry, click the below link:
https://www.wealthenhancement.com/s/advisor-teams/amr

To register for our College Planning Webinar, click the link below:
https://attendee.gotowebinar.com/register/3777108755579750751

Aging Plans with Annalee Kruger– Chris Boyd and Jeff Perry
welcome Annalee Kruger of Care Right, Inc., and co-owner of Plan4LifeNow to this
episode for an important discussion of when and how a comprehensive Aging Plan
should be developed. Topics covered include “Red Flags” that family members should
look for with aging family members, when and how to step in and offer assistance,
caregiver burnout, emotional issues and financial considerations. Annalee also offers her
commentary on the current status and future outlook of senior care options.
For information on Annalee’s book, please click the link below:
https://www.amazon.com/Invisible-Patient-Emotional-Financial-Caregivers-
ebook/dp/B09J64RGJW

For more information or to reach Chris Boyd or Jeff Perry, click the below link:
https://www.wealthenhancement.com/s/advisor-teams/amr

To register for our College Planning Webinar, click the link below:
https://attendee.gotowebinar.com/register/3777108755579750751