Have you ever wondered if investing in emerging trends, like AI or green energy, could give you an edge? Are thematic investments a smart choice for long-term success? What are the potential pitfalls, and how can investors avoid them? In this episode, we explore these questions and more.

Keith Matthews and Marcelo Taboada examine the appeal of thematic investing, looking at why it draws investors in and why it may often fall short. They discuss findings from a recent Morningstar report that highlights the returns—and missed returns—associated with thematic strategies, shedding light on how timing and trends impact investors' outcomes.

Tune in to learn the do’s and don’ts of thematic investing and how a balanced approach can help you achieve your financial goals without chasing the latest investment craze.

Thank you for tuning in!

Key Topics:

• Introduction to thematic investing (0:57)
• Defining thematic investing and its focus on macro trends (2:05)
• Why fund companies promote thematic investments and the impact of fees (3:12)
• Key challenges in thematic investing: the allure of trends and timing (3:47)
• Discussion on the "buy-low, sell-high" difficulty in thematic strategies (4:28)
• The Morningstar report on thematic fund returns and investor outcomes (5:20)
• Differences between time-weighted and dollar-weighted returns explained (6:12)
• Significant return gap in thematic investing (6:52)
• "Mind the Gap": Morningstar’s analysis on investor returns vs. fund returns (7:25)
• Historical themes and their outcomes, from the Nifty Fifty to BRIC (10:05)
• Importance of fees in thematic investing and their effect on returns (11:45)
• ARK Innovation Fund example: performance gaps and timing issues (15:13)
• Dangers of chasing manager performance and its parallels with thematic investing (17:52)
• Strategies to avoid thematic investing pitfalls (20:12)
• Discussion on "Core and Explore" strategy and why it often fails (21:30)
• Final takeaways on resisting the urge to chase trends (22:45)

And so much more!

Mentioned in this Episode:

• Morningstar: Navigating the Global Thematic Fund Landscape
• Mind the Gap 2024: A Report on Investor Returns in the US
• Tulett, Matthews & Associates

Thanks for Listening!

Be sure to subscribe on Apple, Google, Spotify, or wherever you get your podcasts. And feel free to drop us a line at lawrence@tma-invest.com or 514-695-0096 ext.112.

Follow Tulett, Matthews & Associates on social media on LinkedIn, Facebook, and more!

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Do presidential elections determine the stock market's performance? Is there a difference in returns between Republican and Democrat administrations? In today’s episode, Marcelo Taboada and Jackson Matthews break down the data from past elections and examine the long-term impact—or lack thereof—of political events on the stock market. How does human ingenuity shape market outcomes, and what lessons can investors learn from history?

Join Marcelo and Jackson as they dive into key historical periods, such as the Great Depression, World War II, and the COVID-19 pandemic, to explore how markets react in times of crisis and growth. They also address common misconceptions about the stock market and offer a fresh perspective on investment strategies in the face of political change.

Thank you for tuning in!

Key Topics:

• Introduction to election and stock market discussions (0:00)
• Common misconceptions about U.S. elections and market volatility (1:12)
• Understanding market resilience despite political changes (2:07)
• Long-term market trends through various U.S. elections (3:01)
• The effects of social media and news on investor sentiment (3:50)
• Discussion on Federal Reserve's role vs. presidential impact on the market (5:00)
• Case study: The 2016 election and market predictions (7:15)
• Historical examples of market reactions during past elections (8:45)
• Insights from major historical events (Great Depression, WWII, etc.) (9:23)
• The stock market during FDR's presidency (9:57)
• Economic resilience during Truman and Kennedy administrations (10:45)
• The Bush era and market behavior during 9/11 and the 2008 financial crisis (11:56)
• The importance of staying invested despite political events (12:45)
• Trends during Trump's presidency and the COVID pandemic (13:46)
• Impact of macroeconomic events and technological advancements (14:32)
• Discussion on human innovation and economic recovery (15:05)
• Summary of key takeaways on long-term investing (17:02)
• Closing remarks and advice for investors during election years (17:50)
• Personal updates: Marcelo on fatherhood and Jackson's engagement (18:02)

And so much more!

Mentioned in this Episode:

• Tulett, Matthews & Associates

Thanks for Listening!

Be sure to subscribe on Apple, Google, Spotify, or wherever you get your podcasts. And feel free to drop us a line at lawrence@tma-invest.com or 514-695-0096 ext.112.

Follow Tulett, Matthews & Associates on social media on LinkedIn, Facebook, and more!

Follow The Empowered Investor on Facebook, LinkedIn, and Instagram.

Are you or a loved one facing the challenges of long-term financial planning with a disability? Wondering how to secure a stable future while navigating government benefits? The Registered Disability Savings Plan (RDSP) could be the answer you’re looking for.

Hosts Lawrence Greenberg and Jackson Matthews break down the complexities of the RDSP, explaining how it offers significant government support through income-based grants and bonds, making it a powerful savings tool to help Canadians with disabilities secure their financial future.

With tax-deferred growth, matching grants, the ability for multiple family members to contribute and bonds for low-income families, the RDSP allows for faster savings growth.

Lawrence and Jackson discuss the RDSP’s complexity and the need for expert guidance to fully leverage its potential. Whether you’re planning for yourself or helping a family member, the RDSP can be a game-changer for securing a better financial future.

Thank you for tuning in!

• Overview of the RDSP and its importance (1:03)
• Eligibility requirements for the RDSP (2:02)
• How the RDSP functions as a hybrid account (2:57)
• Who can be a beneficiary of the RDSP? (3:27)
• Contribution limits and rules for the RDSP (4:01)
• Details of the Canada Disability Savings Grant (4:59)
• Income thresholds and grant matching (6:02)
• Canada Disability Savings Bond explained (7:06)
• Catch-up provisions for missed contributions (9:01)
• Withdrawal rules and tax implications (10:01)
• Benefits of the RDSP compared to other accounts (12:00)
• Takeaways and final thoughts on the RDSP (13:10)
• Closing remarks and call to action (14:00)

And much more!

• Tulett, Matthews & Associates

Thanks for Listening!

Be sure to subscribe on Apple, Google, Spotify, or wherever you get your podcasts. Feel free to drop us a line at lawrence@tma-invest.com or 514-695-0096 ext.112.

Follow Tulett, Matthews & Associates on social media: LinkedIn, Facebook, and more!

Follow The Empowered Investor on Facebook, LinkedIn, and Instagram.