Are you or a loved one facing the challenges of long-term financial planning with a disability? Wondering how to secure a stable future while navigating government benefits? The Registered Disability Savings Plan (RDSP) could be the answer you’re looking for.

Hosts Lawrence Greenberg and Jackson Matthews break down the complexities of the RDSP, explaining how it offers significant government support through income-based grants and bonds, making it a powerful savings tool to help Canadians with disabilities secure their financial future.

With tax-deferred growth, matching grants, the ability for multiple family members to contribute and bonds for low-income families, the RDSP allows for faster savings growth.

Lawrence and Jackson discuss the RDSP’s complexity and the need for expert guidance to fully leverage its potential. Whether you’re planning for yourself or helping a family member, the RDSP can be a game-changer for securing a better financial future.

Thank you for tuning in!

• Overview of the RDSP and its importance (1:03)
• Eligibility requirements for the RDSP (2:02)
• How the RDSP functions as a hybrid account (2:57)
• Who can be a beneficiary of the RDSP? (3:27)
• Contribution limits and rules for the RDSP (4:01)
• Details of the Canada Disability Savings Grant (4:59)
• Income thresholds and grant matching (6:02)
• Canada Disability Savings Bond explained (7:06)
• Catch-up provisions for missed contributions (9:01)
• Withdrawal rules and tax implications (10:01)
• Benefits of the RDSP compared to other accounts (12:00)
• Takeaways and final thoughts on the RDSP (13:10)
• Closing remarks and call to action (14:00)

And much more!

• Tulett, Matthews & Associates

Thanks for Listening!

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