In this powerful episode of The Guilt-Free Spending Podcast, I break down why clarity, not just knowledge, is the real game changer when it comes to credit. Using a hilarious story about my twin nephews and the “quiet game,” I explain how knowing the rules isn’t enough; you have to know how to apply them.

You’ll learn:

• Why paying on the due date may not help your score
• How to use statement dates to your advantage
• What credit utilization actually means (with a clear example)
• How one small shift helped a client boost her score by 42 points in 45 days

This episode is your reminder that clarity builds confidence, and with just one clear action, you can start creating real results with your credit.

🎯 Plus, I give you a challenge to take action this week. Are you ready?

Looking for a supportive space to transform your relationship with money? The Guilt-Free Spending Group is designed for high-achieving women who are ready to:

💡 Build financial resilience and confidence.

✨ Create healthy, sustainable money habits.

🌱 Shift from scarcity to abundance.

Inside, you’ll find free tools like the Mindset Money Map and The Budget Toolkit, expert guidance, and a community of like-minded women cheering you on every step of the way.

Be sure to answer the membership questions so we can send you your entry gift right away.

Join here: http://www.facebook.com/groups/guiltfreespending/

Free Money Management Resources just for YOU: https://www.greenwealthlegacy.com/resources

The Legacy Blog: ⁠⁠www.greenwealthlegacy.com/blog

Let's Stay Connected!

Website: www.greenwealthlegacy.com ⁠⁠

Facebook: ⁠⁠www.facebook.com/greenwealthlegacy

Instagram: ⁠⁠www.instagram.com/greenwealthlegacy

LinkedIn: ⁠⁠http://linkedin.com/Green-Wealth-Legacy

Pinterest: www.pinterest.com/greenwealthlegacy

Feeling stuck in debt and overwhelmed by your money decisions?

In this episode, learn how one powerful mindset shift can help you stop the cycle, face your finances, and finally take control of your debt—for good. 💸✨

✨ If you’ve ever thought, “I should be further by now,” this is for you.

We’re talking about:

Why awareness alone isn’t enough

How to stop reacting and start reclaiming control

A simple mindset shift that will move you forward—today

📓 Grab a notebook.

This one’s personal, practical, and full of truth.

Looking for a supportive space to transform your relationship with money?

The Guilt-Free Spending Group is designed for high-achieving women who are ready to:

💡 Build financial resilience and confidence.

✨ Create healthy, sustainable money habits.

🌱 Shift from scarcity to abundance. Inside, you’ll find free tools like the Mindset Money Map and The Budget Toolkit, expert guidance, and a community of like-minded women cheering you on every step of the way.

Be sure to answer the membership questions so we send you your entry gift right away.

Join here:

http://www.facebook.com/groups/guiltfreespending/

Free Money Management Resources just for YOU:

https://www.greenwealthlegacy.com/resources

The Legacy Blog:

⁠⁠www.greenwealthlegacy.com/blog

Let's Stay Connected!

Website:

www.greenwealthlegacy.com

Facebook: ⁠⁠

www.facebook.com/greenwealthlegacy

Instagram: ⁠⁠

www.instagram.com/greenwealthlegacy

LinkedIn: ⁠⁠

http://linkedin.com/Green-Wealth-Legacy

Pinterest:

www.pinterest.com/greenwealthlegacy

Explore the connection between emotional self-care and financial clarity with Money Planning Coach Josee Mbamba.

In this powerful episode of the Guilt-Free Spending Podcast, Josee Mbamba breaks down the most overlooked step between financial awareness and lasting change: clarity.

This isn’t just about seeing your numbers—it’s about feeling grounded and in control of your money again. Josee shares why clarity is a form of self-care, the beliefs that make it possible, and how emotional clutter often blocks financial progress.

You’ll hear a relatable client story, get actionable steps to create structure, and walk away with journal prompts that help you shift from overwhelmed to organized.

If you’re ready to stop second-guessing and start building a system that reflects your values, this episode is for you.

🎧 Listen now—and let clarity lead the way.

Ready to take it to the next level? Apply to work with us at: http://www.greenwealthlegacy.com

Looking for a supportive space to transform your relationship with money?

The Guilt-Free Spending Group is designed for high-achieving women who are ready to: 💡 Build financial resilience and confidence.

✨ Create healthy, sustainable money habits.

🌱 Shift from scarcity to abundance.

Inside, you’ll find free tools like the Mindset Money Map and The Budget Toolkit, expert guidance, and a community of like-minded women cheering you on every step of the way.

Be sure to answer the membership questions so we send you your entry gift right away.

Join here: http://www.facebook.com/groups/guiltfreespending/ Free Money Management

Resources just for YOU:

https://www.greenwealthlegacy.com/resources

The Legacy Blog: ⁠⁠www.greenwealthlegacy.com/blog

Let's Stay Connected!

Website: www.greenwealthlegacy.com ⁠⁠

Facebook: ⁠⁠www.facebook.com/greenwealthlegacy

Instagram: ⁠⁠www.instagram.com/greenwealthlegacy

LinkedIn: ⁠⁠http://linkedin.com/Green-Wealth-Legacy

Pinterest: www.pinterest.com/greenwealthlegacy