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  • You and your credit

    You and your credit
    2021/06/16
    You and your Credit Buying a home is exciting. It’s also one of the most important financial decisions you’ll make, and one factor that can make or break your dream of homeownership is your 𝐜𝐫𝐞𝐝𝐢𝐭.  Your credit score will impact what type of loan you can get approved for, how much you have to put down, your interest rate, and ultimately how much house you can afford.  In today’s competitive market, it is especially important to not only know your credit scores  💳 but also take a look at your credit report. You can order one copy of each of your three credit reports – maintained by Experian, Equifax, and TransUnion – each year from annual credit report.com.  Once you receive your reports, if necessary, you and your lender can come up with a plan to increase your score, and/or pay down some debt that may be contributing to that score.  If you’re ready to purchase a home, it’s important to talk with a lender, view your credit report, and take steps to fix any errors. Ready to get the process started? Message me today, I’d be happy to answer any questions you have about getting pre-approved!  #miguelpagan #miguelpaganre.com #NewHaven #Bridgeport #Stratford #Milford #Easthaven #NorthHaven #Brandford #Hamden #realtor #home #property #luxuryrealestate #forsale #dreamhome #househunting #realestateagent #investment #house #properties #realty #homesweethome #broker #justlisted #marketing #decor #sold
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    3 分
  • Why NOT Using A Real Estate Agent Can Cost You Money?

    Why NOT Using A Real Estate Agent Can Cost You Money?
    2021/06/04
    Why NOT Using A Real Estate Agent Can Cost You Money? With the housing boom, bidding wars, and low inventory, you may be asking yourself "do I really need an agent to sell my home?" Your home is likely your largest asset, and selling it involves a lot more than you might think, which is why it's important to have an agent on your side.  I've taken the time to outlined just a few reasons why NOT hiring an agent to sell your home can cost you: 1. You're missing out on demand that is created through online marketing strategies. Putting your home on Zillow is NOT a strategy to netting the most money possible.  2. Hidden costs add up. If you don't use an agent, you are paying for a lot of extras that you normally wouldn't have to, including signage, flyers, staging, professional photography, attorney fees, and the list goes on.  3. Selling a home takes a lot of time—phone calls, text messages, screening buyers, and rescheduling missed showings (not to mention all the paperwork). Sure, ready-made contracts can be downloaded easily enough, but do you understand what all of the paperwork means?  When you sell with an agent, those logistics fall into your agent's lap, and you ⁣receive the expertise and experience of a professional to help you navigate and negotiate through the transaction.  4. For Sale By Owner homes typically sell for less than if they would have used an agent.  In order to get the maximum profit in the minimum time, you need an agent to get you the most exposure, resulting in more offers— and as offers increase, they get more competitive, higher in price, and with better terms.   Statistics also show that an agent typically gets your around 25% more money in the sale of your home…which more than covers the agents commission ⁣ PLUS, by using an agent you’ll gain an advocate. Someone whose single goal is looking out for your best interests as you complete one of the largest transactions of your life! Thinking of selling? Let's chat! Call me directly at 203-650-0151 Go to my website www.miguelpaganre.com
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    4 分
  • Real Estate Dweller Episode 3 (Enhanced Recovery)

    Real Estate Dweller Episode 3 (Enhanced Recovery)
    2021/03/25
    In this episode Miguel interviews a local New Haven Business owner. Colin McCormick of Enhanced Recovery. Colin earned his Bachelor of Science degree in “Exercise Science Human Performance” from Southern Connecticut State University. Through years of research, he has figured out ways to improve personal performance and recovery. This research made him realize that there is a missing link between fitness and wellness and Colin was eager to fill that void. Enhanced recovery was created to give others the opportunity to access an affordable, effective, way to improve their health, take control of their wellness, and strive to reach their full potential.
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    26 分
  • Interview with Jeff Quintin

    Interview with Jeff Quintin
    2021/03/17
    In this episode Miguel interviews one of the top real estate agents in the country. Jeff Quintin from Ocean City New Jersey. Jeff shares how he created a multimillion-dollar real estate business from the ground up. If you are a new or struggling real estate agent Jeff gives you the secret to building a massive business.
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    22 分
  • Real Estate Dweller Episode 1

    Real Estate Dweller Episode 1
    2021/03/08
    How to purchase a home without going into the poor house! As a professional Real Estate Agent, I have the privilege to meet with all sort of buyers. First time buyers, move up buyers, Investors (or those aspiring to be investors) yet it's surprising to me how little thought is given to the actual process of purchasing a home and how it can affect your future. Make a good choice and your future improves by leaps and bounds. Make the wrong choice and you are well on your way to the poor house! What should you consider before taking the steps to purchase? How do finances affect your decision? Do you have enough savings? How much is enough? Listen to a leading Mortgage experts as he shares all the tactics to keep you from going into the poor house if you are purchasing a home.
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    29 分
  • Real Estate Dweller Introduction

    Real Estate Dweller Introduction
    2021/03/01
    In this episode Miguel gives his listeners an introduction to his Podcast. He reviews his goals and his vision for the upcoming content of future episodes. Tune in to see where "The Real Estate Dweller" is heading.
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    8 分